Finance Your Dream Home,

Are you eligable for a mortgage on Curacao?

Use our mortgage calculator to gain insights if you are you are eligable for a mortgage loan on Curacao.

Check out our range of mortgage calculators. They have been designed to help you better understand and manage your mortgage options. Take the first step and see how much you could borrow today and review the monthly payments on such mortgage loan.

Get the best mortgage deal

Buying your first home or a second house? In a few easy steps, you can request the best mortgage rates available for you from banks in your market. Get prequalified in a couple of minutes! We have key lenders ready to compete to get you the best mortgage deal in the market.

Already have a mortgage? Connect The Market can save you money

You could be paying too much on your mortgage and insurance! Submit your remortgage application and get a better deal!

Available Products

Mortgage Loan

Get your pre-qualification today and receive your instant mortgage deal against the best interest rates of the Curacao market. Apply now 

Start Application

Personal Loan

A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments. Coming soon!

Coming Soon!

Credit Card

A credit card is a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit. Coming soon!

Coming Soon!

Bank Account

Get your local bank account in place within a couple of days. Apply online, upload the requested documents online and sign the electronic documents. Coming soon!

Start Application!

Keeping You Informed

Simple, Efficient & Transparent Financing

Traditionally, applying for a mortgage with banks on Curacao and St. Maarten you can be left waiting weeks, even months, before getting the clarity you seek on the terms and availability of a mortgage loan. First you need to complete and return endless paperwork to the bank's office, which makes it not only time-consuming but a frustrating process. In addition, when you do receive a deal you are not certain it is the best available on the market.

Connect The Market has the solution for you.

Apply online and receive an instant preliminary deal. Our algorithm automatically calculates how much you can borrow and offer you the best interest rates available. Save money on your mortgage payments as well as getting the most affordable insurance. Save time, save money and stay relaxed. Connect The Market has got you covered!

  • Log-in using a magic link sent to you by email.
    No password required.

  • Choose the financial product you desire
    Complete your online application form in minutes.

  • Receive the best mortgage deal instantly on the Curacao market!
    Immediately view your preliminary deal online. No waiting, no hassle.

  • Securely upload supporting documents online.
    Documents uploaded are encrypted and shared only with the trusted provider offering your deal.

  • After review by the financial institution, receive the best mortgage deal available for you!
    Sign your contracts electronically, online and complete your mortgage deal.

Connect The Market, Here For You

Let us do the work for you!
Connect The Market provides you with an easy online tool to apply for a mortgage loan, insurance or car loan. Connect The Market automatically makes banks and insurance companies compete, thereby getting you the best deal available on the market.
100% Independent
Connect The Market believes that the consumer should be in charge of its own application! You choose, you decide. Connect The Market does not influence any decisions in the process. We just supply you with the best and most efficient way to get the product or service you need for the best terms available.
Always the lowest and most attractive deal
The Connect The Market framework streamlines key regulatory requirements when applying for financing or insurance products. Any interest from Service Providers is filtered to cater to your needs and only the best deal is made available for you.
Easy and quick
All you need to do to request the best deal, submit one simple online form and relax while the banks and insurance companies compete to offer you the best deal.
We are not a bank or an insurance company. We are an online service that provides you with the best deals from leading banks and insurance companies in the market.
One-stop shop!
Any product that is offered through the Connect The Market portal is set-up as a turn-key solution to your needs. After you have shown interest in a deal, you can directly speak with your account manager to share information and finalize the deal!

Frequently asked questions

Can’t find the answer you’re looking for? Reach out to our customer support team.

How do you qualify for a loan?

The idea of meeting with a financial service provider can be intimidating, especially if you are buying your first home. After all, this is probably the biggest purchase you will ever make! Take a deep breath and relax—you do not have to be stressed: Connect The Market is here for you. We have various mortgage calculator tools to help you plan. A mortgage loan is a huge financial commitment, and you should never sign up for something you don’t understand!

What's the difference between being pre-qualified and pre-approved?

Get instant prequalified for a mortgage loan on Connect The Market. Complet the online application form and obtain your borrowing capacity and preliminary mortgage term-sheet in minutes. But if you want to get your pre-approval, supporting documents are required for the financial service provider to review. Think of pre-qualification as an initial step and pre-approval as the green light signaling that you are ready to start your home search. When property sellers review your offer, a preapproval means you are a serious buyer whose lender has already started the loan process.

How much home can you afford?

Buying "too much house" can quickly turn your home into a liability instead of an asset. That is why it is important to know what you can afford. We have usefull mortgage calculators to provide that insight to you. With a conservative monthly mortgage payment, you’ll have room in your budget to cover additional costs of homeownership, like repairs and maintenance, while saving for other financial goals, including retirement.

How much should you save for a down payment/deposit?

Financial service providers always demand that you put a down payment for the buyer's costs such as the notary and transfer deed costs. If you are a local resident you can finance up to 100% of the property costs price or appraisal value, whichever is lowest. It is however recommended to put at least 10% down on a home to lower your monthly mortgage payments.

What is debt service?

Debt service refers to the money required to cover the payment of interest and principal on a loan or other debt for a particular time period. The term can apply both to individual debts, such as a home mortgage or student loan, and corporate or government debt, such as business loans and debt-based securities such as bonds. The ability to service debt is a key factor when a person applies for a loan or a company needs to raise additional capital to operate its business. To “service a debt” means to make the necessary payments on it.

What is Loan to Value?

The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. In Real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property.