Finance Your Dream Home,

Get the best mortgage deal on Curacao, Aruba, SXM and Bonaire

Ready to buy a home but you do not know where to begin? Start here. Connect The Market is an online marketplace that combines a network of funding partners with technology to streamline the full process of getting a mortgage loan up to and including the notary. It will save time, hassle and money. Apply here for the best deal in the market! 

Whether you are buying your first home or a second home, in a few easy steps you can request the best mortgage rates from banks in your market. Receive pre-qualification in minutes! 

Are you eligable for a mortgage on Curacao, Aruba, St. Maarten or Bonaire?

Feel free to use our mortgage calculators to gain detailed insight into your elegibility for mortgages in the Dutch Caribbean.

Connect The Market offers a range of mortgage calculators that are designed to help consumers understand their borrowing capacity in the Dutch Caribbean. Please feel free to check them out through the button below. 

Already have a mortgage? Connect The Market can save you money

Easily check how much you can save on your mortgage and insurance payments. Our operators will be happy to assist you!

Available Products

Mortgage Loan

Get your pre-qualification today and receive your instant mortgage offer against the best interest rates in Curacao, Aruba & St. Maarten.  

Learn more

Personal Loan

Interested in a personal loan? Check below for what amount you qualify including the applicable conditions. 
Coming soon!

Coming soon

Credit Card

Looking for a credit card? Apply through Connect The Market in a few easy steps.
Coming soon!

Coming soon

Bank Account

Get your local bank account in place through Connect The Market. Apply below, upload the requested documents and sign the electronic documents.
Coming soon!

Learn more

Keeping You Informed

Simple, Efficient & Transparent Financing

Connect The Market brings financial products and services in the Dutch Caribbean into the 21st century. Connect The Market facilitates inter-dependent financial products and services in an efficient,  transparent and protected digital environment. 

Our algorithms are built inhouse and are finetuned together with the relevant financial institutions credit committees. This top-down approach allows consumers to skip a range of administrative hurdles and go straight to an accurate borrowing capacity or pre-approval for the product or service they desire. Upon interest, our Clients are guided through a straightforward onboarding procedure which results in a binding offer letter by the relevant financial institution.  

Apply online and receive an instant preliminary deal. Save money on your mortgage payments as well as getting the most affordable insurance. Save time, save money and stay relaxed. Connect The Market has got you covered!

  • Log-in using a code sent to you by email.
    No password required.

  • Choose the financial product you desire.
    Complete your online application form in minutes.

  • Receive the best offer directly!
    Immediately view your preliminary offer online including breakdown of associated costs and possible own contribution requirements.

  • Securely upload supporting documents online.
    Required documents are generated automatically uploaded are encrypted and shared only with the trusted provider offering your deal.

  • After review by the financial institution, you will receive your binding offer!
    Sign your onboarding documents electronically and complete your mortgage deal.

Connect The Market, Here For You

Let the market do the work for you! 
Connect The Market provides consumers with an online tool to apply for a variety of financial products and services within the Dutch Caribbean. Connect The Market identifies the best market rates available and integrates the required onboarding.
100% Independent 
Connect The Market believes that consumer should be in charge of their own application. You choose, you decide. Connect The Market does not influence any decisions in the process. We just supply consumers with the best and most efficient way to get the financial product or service they require for the best terms available.
Always the lowest and most attractive deal

The Connect The Market framework streamlines key regulatory requirements when applying for financing or insurance products. Any interest from Service Providers is filtered to cater to your needs and only the best offer is made available for you.
Easy and quick 
Obtaining a preapproval can be done in a few easy steps. Any related questions are handled directly by a broker or relevant financial institution. 
Connect The Market brings consumers, brokers and financial institutions together in an online marketplace with the goal to inform and match consumers to the best options available. All Financial institutions are required to offer full transparency on the conditions and associated costs provided through Connect The Market.
One-stop shop! 
Any product that is offered through the Connect The Market portal is set-up as a turn-key solution to your requirements. After you have shown interest in an offer, you can directly speak with your account manager to ask any questions you might have and finalize the request.

Frequently asked questions

Can’t find the answer you’re looking for? Reach out to our customer support team.

How do you qualify for a loan?

The idea of meeting with a financial service provider can be intimidating, especially if you are buying your first home. After all, this is probably the biggest purchase you will ever make! Take a deep breath and relax—you do not have to be stressed: Connect The Market is here for you. We have various mortgage calculator tools to help you plan. A mortgage loan is a huge financial commitment, and you should never sign up for something you don’t understand!

What's the difference between being pre-qualified and pre-approved?

Get instant prequalified for a mortgage loan on Connect The Market. Complet the online application form and obtain your borrowing capacity and preliminary mortgage term-sheet in minutes. But if you want to get your pre-approval, supporting documents are required for the financial service provider to review. Think of pre-qualification as an initial step and pre-approval as the green light signaling that you are ready to start your home search. When property sellers review your offer, a preapproval means you are a serious buyer whose lender has already started the loan process.

How much home can you afford?

Buying "too much house" can quickly turn your home into a liability instead of an asset. That is why it is important to know what you can afford. We have usefull mortgage calculators to provide that insight to you. With a conservative monthly mortgage payment, you’ll have room in your budget to cover additional costs of homeownership, like repairs and maintenance, while saving for other financial goals, including retirement.

How much should you save for a down payment/deposit?

Financial service providers always demand that you put a down payment for the buyer's costs such as the notary and transfer deed costs. If you are a local resident you can finance up to 100% of the property costs price or appraisal value, whichever is lowest. It is however recommended to put at least 10% down on a home to lower your monthly mortgage payments.

What is debt service?

Debt service refers to the money required to cover the payment of interest and principal on a loan or other debt for a particular time period. The term can apply both to individual debts, such as a home mortgage or student loan, and corporate or government debt, such as business loans and debt-based securities such as bonds. The ability to service debt is a key factor when a person applies for a loan or a company needs to raise additional capital to operate its business. To “service a debt” means to make the necessary payments on it.

What is Loan to Value?

The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. In Real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property.