Ready to buy a home but you do not know where to begin? Start here. Connect The Market is an online marketplace that combines a network of funding partners with technology to streamline the full process of getting a mortgage loan up to and including the notary. It will save time, hassle and money. Apply here for the best deal in the market!
Whether you are buying your first home or a second home, in a few easy steps you can request the best mortgage rates from banks in your market. Receive pre-qualification in minutes!
Feel free to use our mortgage calculators to gain detailed insight into your elegibility for mortgages in the Dutch Caribbean.
Connect The Market offers a range of mortgage calculators that are designed to help consumers understand their borrowing capacity in the Dutch Caribbean. Please feel free to check them out through the button below.
Easily check how much you can save on your mortgage and insurance payments. Our operators will be happy to assist you!
Get your pre-qualification today
and receive your instant mortgage offer against the best interest rates in
Curacao, Aruba & St. Maarten.
Interested in a personal loan?
Check below for what amount you qualify including the applicable conditions.
Coming
soon!
Looking for a credit card? Apply
through Connect The Market in a few easy steps.
Coming
soon!
Get your local bank account in
place through Connect The Market. Apply below, upload the requested documents
and sign the electronic documents.
Coming
soon!
Keeping You Informed
Connect The Market brings financial
products and services in the Dutch Caribbean into the 21st century. Connect The Market facilitates
inter-dependent financial products and services in an efficient, transparent and protected digital
environment.
Our
algorithms are built inhouse and are finetuned together with the relevant
financial institutions credit committees. This
top-down approach allows consumers to skip a range of administrative hurdles
and go straight to an accurate borrowing capacity or pre-approval for the
product or service they desire. Upon interest, our Clients are guided through a
straightforward onboarding procedure which results in a binding offer letter by
the relevant financial institution.
Apply online and receive an instant preliminary deal. Save money on your mortgage payments as well as getting the most affordable insurance. Save time, save money and stay relaxed. Connect The Market has got you covered!
Log-in using a code sent to you by email.
No password required.
Choose the financial product you desire.
Complete your online application form in minutes.
Receive
the best offer directly!
Immediately
view your preliminary offer online including breakdown of associated costs and
possible own contribution requirements.
Securely upload supporting documents online.
Required documents
are generated
automatically uploaded are encrypted and shared
only with the trusted provider offering your deal.
After review by the financial
institution, you will receive your binding offer!
Sign
your onboarding
documents electronically and complete your
mortgage deal.
Connect The Market, Here For You
Can’t find the answer you’re looking for? Reach out to our customer support team.
The idea of meeting with a financial service provider can be intimidating, especially if you are buying your first home. After all, this is probably the biggest purchase you will ever make! Take a deep breath and relax—you do not have to be stressed: Connect The Market is here for you. We have various mortgage calculator tools to help you plan. A mortgage loan is a huge financial commitment, and you should never sign up for something you don’t understand!
Get instant prequalified for a mortgage loan on Connect The Market. Complet the online application form and obtain your borrowing capacity and preliminary mortgage term-sheet in minutes. But if you want to get your pre-approval, supporting documents are required for the financial service provider to review. Think of pre-qualification as an initial step and pre-approval as the green light signaling that you are ready to start your home search. When property sellers review your offer, a preapproval means you are a serious buyer whose lender has already started the loan process.
Buying "too much house" can quickly turn your home into a liability instead of an asset. That is why it is important to know what you can afford. We have usefull mortgage calculators to provide that insight to you. With a conservative monthly mortgage payment, you’ll have room in your budget to cover additional costs of homeownership, like repairs and maintenance, while saving for other financial goals, including retirement.
Financial service providers always demand that you put a down payment for the buyer's costs such as the notary and transfer deed costs. If you are a local resident you can finance up to 100% of the property costs price or appraisal value, whichever is lowest. It is however recommended to put at least 10% down on a home to lower your monthly mortgage payments.
Debt service refers to the money required to cover the payment of interest and principal on a loan or other debt for a particular time period. The term can apply both to individual debts, such as a home mortgage or student loan, and corporate or government debt, such as business loans and debt-based securities such as bonds. The ability to service debt is a key factor when a person applies for a loan or a company needs to raise additional capital to operate its business. To “service a debt” means to make the necessary payments on it.
The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. In Real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property.
